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Finance

If you are considering to spread the payment of your jewellery, finance options are available. We offer 6 months interest free payment with a minimum deposit of 10%. Minimum loan value is £250.

Credit Provider

V12 Retail Finance provides credit on behalf of the lender - Secure Trust Bank PLC.
V12 Retail Finance is regulated and authorised by the Financial Conduct Authority. For more information, please visit www.v12retailfinance.com. Registration number - 679653.
Secure Trust Bank PLC is regulated by the Prudential Regulation Authority and the Financial Conduct Authority and is authorised by the Prudential Regulation Authority.

To apply for finance

If you wish to apply for finance, select this method of payment at the final stage of checkout to get an instant decision.
Before applying, it is important to check whether you meet the following criteria:

  • You are over 18 years old.
  • You are a UK resident with at least 3 years continual address history.
  • You are in full-time employment, or you are retired or have a spouse in full-time employment.
  • You have a UK bank account capable of accepting Direct Debits.
  • You wish for the goods to be sent to your home address.

Frequently asked questions

Yes, for 0% interest loans, a minimum of 10% deposit is required for loans paid over 6 months.
Your monthly payments will be made by direct debit from your personal bank account. The first payment will be expected one month after the date of the finance agreement and subsequent monthly payments will be due on that date every month for the length of your agreed loan term.
If you qualify for a 0% interest loan, the length of repayment is 6 months.

Simply follow the usual checkout process on our website and select V12 Retail Finance as a payment method to apply.

If you would like to find out more about our finance options simply get in contact with our customer care team on +44 (0) 207 442 5550 or [email protected]

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